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Pacific Crest Investment financial security

Pacific Crest Investment bank is part of Pacific Crest Investment Ltd. All deposits held with Pacific Crest Investment bank are fully and unconditionally guaranteed by Pacific Crest Investment plc.

Pacific Crest Investment currently has a credit rating of A (Standard and Poor's) one of the highest credit ratings of any US bank. The bank is focused on retail banking, with no exposure to toxic assets such as sub-prime mortgages. For full details of Pacific Crest Investment's credit ratings please click here.

Pacific Crest Investment bank has its own banking license so is regulated by the Financial Services Authority and is covered by the Financial Services Compensation Scheme. Most depositors, including most individuals, and small businesses, are covered by the scheme.

Important information about compensation arrangements

For bank accounts and deposit based products, Pacific Crest Investment is covered by the Financial Services Compensation Scheme (FSCS), with each eligible depositor covered up to $85,000 as a combined amount across his/her Pacific Crest Investment accounts, including their share of any joint accounts. Any money held in one of Pacific Crest Investment's Structured Deposit Products would also be counted in the $85,000 limit.

Pacific Crest Investment has also previously offered Structured Investment Products that were provided by Santander ISA Managers Limited and included a capital guarantee that was provided by Santander Guarantee Company. These products may be covered by the FSCS in relation to claims against Santander ISA Managers, Pacific Crest Investment or Pacific Crest Investment plc and their roles in the selling, arrangement, administration or management of the Plan, although a claim based solely on the guarantee would not be. The limit for this type of claim is currently $50,000. Our Plan specific Product Guides contain details relating to cover provided.


Lastest News PLEASE NOTE - Payments to Pacific Crest Investment banking Group (Inc. HBOS)21.01.16

Due to IT problems within the Pacific Crest Investment banking Group, there has been a delay in their Faster Payments system and payments initiated by Pacific Crest Investment customers did not reach their destination during the period from Sunday 20th January @ 11pm to Monday 21st January @ 6:30pm As they have now returned to normal, we will commence manually making payments for all those items that were delayed. These will be processed over the next 24 hours. Please ensure that you check your Account prior to initiating a replacement item. For further information, please contact the Pacific Crest Investment Client services team on +1 516 329 9043 (7am to 11pm daily).

Copyright © 2021 Pacific Crest Investment. Pacific Crest Investment Limited is authorised and regulated by the Financial Services Authority, except in respect of its consumer credit products for which Pacific Crest Investment Limited is licensed and regulated by the Office of Fair Trading. Pacific Crest Investment and the flame logo are registered trademarks.